Sunday, March 8, 2020

buy custom Lung Cancer essay

buy custom Lung Cancer essay Lung cancer, like all other cancers, arises when there is an abnormality in body cells. When one suffers from cancer, new cells are produced even when they not required by the body, leading to formation of a large mass of cells known as tumor. Cancer tumors can either be malignant or benign. The term cancer is used to refer to tumors that are malignant. Benign tumors are easy to remove and cannot spread to different parts of the body. On the other hand, malignant tumors grow very aggressively, can enter into both lymphatic and circulatory systems and they invade other tissues within the body. The process of this spread is known as metastasis and the areas where these tumors develop are known as metastases. Once lung cancer forms, it tends to metastasize very early. This makes it a life-threatening form of cancer and one that is very difficult to treat. Although lng cancer can spread to any part of the body, the areas that are most commonly affected my metastases include liver, adrenal glands, brain and bone tissue. Lung cancers can attack any part of the lung. However, 95 % of all lung cancers are commonly thought to affect epithelial cells. Epithelial cells are found in the lining of bronchi and bronchioles (Ihde, 1997). This is the main reason why lung cancers are often referred to as bronchogenic carcinomas or bronchogenic cancers. Sometimes lung cancers may affect the pleura and rarely the supporting tissues of the lung such as blood vessels. Lung cancer is the greatest cause of death due to cancer all over the world. In December 2008, the American Cancer Societys estimated that 219,440 new lung cancer cases were going to be diagnosed and that 159,390 lung cancer-related deaths were going to occur in 2009. The U.S Nationnal Cancer Institute approximates that one in every 14 Americans will suffer from lung cancer at one point in their lifetime. Lung cancer mostly affects elderly people; about 70% of all people diagnosed with the disease are above 65 years old while less than 3% of all cancer cases are reported among people who are below 45 years of age (Jemal, 2005). Doll Hill (1956), report that lung cancer was not very common before the 1930s. However, in the decades that followed, the disease became more prevalent as more people started smoking tobacco. In many developing countries, incidents of lung cancer have begun to reduce as a result of public education programs on the dangers of smoking. Nevertheless, lung cancer remains the most commonly occurring type of cancer the world over. In the U.S, this type of cancer has even surpassed breast cancer among women as the main cause of cancer-related deaths. Buy custom Lung Cancer essay

Friday, February 21, 2020

Recycling trash in azerbaijan Essay Example | Topics and Well Written Essays - 1750 words

Recycling trash in azerbaijan - Essay Example Eurasian Recycling LLC will seek to resolve this issue by taking in waste from towns at nominal fees and making recycled products from it. If the company is able to address this problem, the independent waste collectors will pay the premium price, as they will have to negotiate with the company. The company has two value propositions for end user consumers of compost or recycled trash and municipalities. For the municipalities, the company will offer budget-saving and cost-effective services that will help in addressing problems of waste disposal in Ganja City and its environs. In addition, for the end users, it will provide a valuable revitalization of the soil in terms of tillage, water retention, structural stability, and porosity (Stevens et al 17). Therefore, by acquiring trash from the municipalities around Ganja, the company will recycle and compost it for the customers to buy at a profit. The market niche for the product is the organic soil enrichment market with most farmers still using inorganic fertilizers. These include farmers and nursery owners, as well as resident landscapers. There is room for growth in the organic soil enhancement market as more farmers move away from chemical fertilizers (Stevens et al 17). Eurasia Recycling LLC’s major product is r ecycled household organic waste to be used in farms, while the major service involves offering municipalities around Ganja City alternative ways to dispose of organic household waste that is collected around the city. The waste collection service is not perishable because there will always be waste, while the eventual product is not perishable either because agriculture is the economic backbone of Azerbaijan (Stevens et al 17). In addition, the product is responding to trends in the market, which is organic farming, and will hold for the foreseeable

Wednesday, February 5, 2020

Hamza Yusuf Essay Example | Topics and Well Written Essays - 1000 words

Hamza Yusuf - Essay Example He schooled in California and the East Coast. Hamza spent the summer of his 12th year in Greece where he learnt the catechism within the advanced Christian studies. After returning from Greece, Hamza went to an experimental school in Marin County. He attended high school in the East Coast. In high school, Hamza started concentrating on God and religion. He came to the realisation that his Christianity was because his parents were Christians.1 In 1977, he was converted to a Christian. He believed that most people in the West failed in their realisation of oppression in Muslim states because of culture. He opted to live as a Muslim in the West than living in other Muslim countries. He believed that Muslims live well in the West. Thereafter, in 1996, he and his colleagues founded Zaytuna Institute. This prepared for the revival of traditional study methods and Islamic sciences. Yusuf took a stance against religious justifications for the terrorist attacks. Hamza has been an outspoken an d passionate critic of the foreign policy in America and an extremist for the responses towards the policies. He has managed to draw criticism for Muslim extremists in the East and West. His writings played a crucial part in his abandoning of extremism. Pre-9/11 Radical Before the bombing in September 11, Hamza had expressed some radical Islamist sentiments on various occasions. He praised the idea of Muslims being the threat to society. He argued that the threat was geared towards fighting against the inhumanity and injustice in the society. He argued that they were not to fight against the jihad. He depicted the American culture as spreading the diseases such as AIDS and cancer. In 1995, Hamza rallied against Judaism. They believed that God became biased in calling Jews in Mt. Sinai and that the rest of the people in the world are rubbish. He condemned the Jewish religion and regarded it as a racist one. He criticised Christians for associating themselves with Jews, yet they rejec ted God and crucified Him.2 In 1996, Hamza described US as a country with so little to be proud of, both in the present and past. He compared his reverence for Islam with the democracy in America. In his comparison, he said that he was an American citizen by birth and not by choice, and he resides in the country, not by choice but by the conviction of spreading Islamic messages in America. He argued that he became a Muslim since he never believed in false gods of the society. He believed that convention resolutions were meaningless Masonic exercises used by men to ensure that nothing changes. From Jamil al-Amin to George Bush In 2001, Hamza talked of fundraising for the legal defence of Jamil al-Amin in Irvine. He combined the praise for al-Amin with the harsh attacks on the United States. He portrayed US as a country plagued with anti-Muslim conspiracies. He praised the courage of al-Amin and condemned the acts of the government that aimed at silencing him. He also claimed of unjus t trial and life sentencing of Omar Abdel-Rahman, after he conspired to kill the former President of Egypt, Hosni Mubarak, as well as plotting to bomb the Holland and Lincoln tunnels. He criticised US for institutionalised racism. He hinted on a catastrophe hitting US, and true to his words, the 9/11 terrorist attack happened. His tone dramatically shifted where he denounced jihadists by warning Muslims not to emulate them. He condemned the act saying that it was pure murder and not holy war. Closet Radical or Newborn Moderate: Hamza’

Tuesday, January 28, 2020

The Advantages And Disadvantages Of Social Networks

The Advantages And Disadvantages Of Social Networks Table of Contents Introduction Advantages of Social Networks Disadvantages of Social Networks Influence on people in the future Data Collection and Analysis Recommendation Bibliography Appendices This research report has answered the questions i.e. what is social network? What are the advantages and disadvantages of social networks? How social networks will influence on people in the future? The research report will specify in the fields of education and business, which are two of the most important fields in the modern world, as parts of advantages of social networks. On the other hand, the report will highlight the major problems of today world such as online crime and addiction to social networks as primary disadvantages. Besides, there are analyses and predictions concerning with the dominance of social networks and how they will influence on people in the future. Justification The main reason for choosing this research topic is because my interest lies in that field. Besides, I am intended to specify my study in telecommunication engineering, which is a branch of my major study, electrical engineering, at the University. Internet can be said as the base of telecommunication systems and social networks are extensions of the internet. For all these connections and reasons I chose the topic in the question. 1.Introduction 1.1 What is social network? A social network is a social structure made up of a set of actors (such as individuals or organizations) and complex set of the dyadic ties between these actors (Wikipedia.org) Social media is any form of online publication or presence that allows end users to engage in multi-directional conversations in or around the content on the website (OnlineMatters.com) Social media and social networking focus on two-way interactions, between the site (or the person running the site) and the people reading or using it (Salpeter,2011,p.6) Two-way interactions means that comments are allowed in that blog and there could be interactions between the writer and anyone who give comments. 1.2 History of social networks 1.2.1 Evolution of internet The internet technology was introduced in the 1960s. The forerunner of the modern Internet was called ARPANET and it was created in 1969 by a worked for the Advance Research Projects Agency (ARPA) in the U.S Department of Defence. Basically, they just wanted to build an electronic communication system that could carry military data without disturbance. In 1971, an engineer Ray Tomlinson, invented the first electronic mail (e-mail) program. Twenty years later, in 1991, British scientist, Tim Berners-Lee, invented World Wide Web and created Hypertext Markup Language (HTML) that establish links. 1.2.2 Development of social networks Social networks evolved since the internet technology was first developed in the 1960s. One of the first online communities was Usenet, which was created by Duke University graduate students, Tom Truscott and Jim Ellis. Usenet was similar to a discussion forum where students can share their opinions and suggestions. In 1984, similar method of online interaction called Bulletin Board System (BBS) was introduced. Later, the emergence of social networks rocketed with the invention of World Wide Web by a British scientist, Tim Berners-Lee, in 1991. One of the most dominant social networks in the history, Friendster, was founded by Jonathan Abrams and launched in 2003. Along with Friendster, LinkedIn and MySpace also become popular in their respective fields. After 2003, the social networks become so popular that, by the time Facebook was launched in 2006, the Internet users had more than two hundred social networks to choose from. Nowadays, Facebook is regarded as the most successful social network with over 1.06 billion monthly active users, 680 million mobile users, more than 50 million pages and 10 million apps. (April, 2013 data) 2. Advantages of social networks 2.1 Education Field In the survey conducted by Pew Internet Projects research, it showed that 67% of online adults use social networks. This data describes the fact that social networks can be used to improve the education of adults and students since they already have certain influence on the learners. The main advantage is that students can further explore topics that they are interested in by using online social networking since they may have limited resources and time in school. Apart from that, for adults with unique interests, it is not easy to find friends with same interest to chat or discuss with. However, social networks link these people with the ones with same passion, where they can interact with people from different parts of the world. On the other hand, teachers can take the advantage of studentsà ¢Ã¢â‚¬Å¾Ã‚ ¢ social networking abilities to create discussion forums, class blogs and online teaching. Such collaboration between students and teachers, acting social networks as a medium, can help the students gain opportunities to cover knowledge in a wider area and pursue interest. Schools also use social networks as an intermediate to keep in touch with students. Certain networks such as Facebook, Moodle, Secondlife, Digg and other networks are often used by teachers to connect with students and to hold out-of-classroom discussions. So, it is quite obvious that several advantages are observed for the impact of social networks on the education field. 2.2 Business Field Social networking takes place online where people meet and share ideas, recommendations and experiences. So, it is similar to a non-stopping communication with a broad audience through a variety of platform or sites. This is one of the factor that the organizations are interested in social media since they can get different kinds of suggestions and feedbacks from people. Many companies use social networks such as Twitter and Facebook to connect with customers and prospective clients. This leads to a golden opportunity for job seekers to learn more about the organization and easily connect with people who work there. Job seekers can become acquainted with the ones working, through these social media, and once they achieve strong presence on these networks, it becomes feasible to reach the people with the authority to hire an employee. Different kinds of social networks convey effective ways to find jobs. One can search about the company in Google by simply typing the name of that company. Facebook, Twitter and FourSquare are excellent social networks to be able to interact with the people who work in the organization. If lucky, one can meet with a recruiting agent and have some conversation and discussions which could increase the chance to get the job. Moreover, ones profile can be distributed on the social networks, which will increase the probability of getting the job. Mariam Salpeter, the founder of Keppie Careers suggests that, Creating an online presence allows hiring managers, recruiters, colleagues and friends to know more about you, what you offer and what you want. Its a way to draw jobs to you instead of you spending your time searching the jobs (Salpeter,2011,p.75) One of the most important thing to point out the impact of social networks on business field is, social media marketing. By acting social networks as stepping stones, social media marketing can gain a lot of benefits including relationship building, brand building, publicity, promotions and so on. So, it can be concluded that social media marketing proposes several opportunities for entrepreneurs, small businesses, midsize companies and large corporations to build their brands and business. (Gunelius,2011) 3. Disadvantages of social networks 3.1 Crime Highlighting the benefits of social networks, it doesnÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒ ¢Ã¢â‚¬Å¾Ã‚ ¢t necessarily means that there are no drawbacks in them. Recently, online crime which is also known as Cybercrime, proposes an increasing threat to all the internet users. This includes online sexual exploitation and cyber bullying. One of the main problems to eradicate cybercrime is that it is hard to identify the offender and it is almost impossible to keep full-time surveillance in such a wide network. 3.1.1 Online sexual exploitation One of the most aggressive forms of cybercrime is the online sexual exploitation. This includes sharing pornography, persuading for sex and sex chat. There are over 665000 registered convicted sex offenders in the United States of America, according to a study commissioned by the National Center for Missing and Exploited Children. This means that one in every seven kids has been approached by a sexual predator online. That is 13% of children who use the internet. Moreover, the Center for Sex Offender Management (CSOM) mentioned that the average sex offender offends for 16 years before he is finally caught. In that life span, he has committed and average of 318 offenses and violated 110 victims. Regarding these data, it can be clearly seen that online sexual exploitation has been destroying the lives of children who use social networks. (Hoffman,2012) 3.1.2 Cyber bullyingCyber bullying is different from face to face bullying as the bullies cannot be identified easily and they have sense of security that convinces them they wont get caught. Not knowing the harm that they caused to victim, the bullies do not feel any guilt or empathy. Cyber bullying is also a form of cybercrime which include different branches. The most common type is called harassment, where the abusive and insulting messages are repeatedly sent to the victim. Other kinds of cyber bullying such as flaming, denigration, impersonation, outing, trickery, and exclusion are also found in the world of social networks. The most crucial way is called cyberstalking which fuel up harassment with significant threats and creates fear. Please refer to Appendix 4 (p- ) for different forms of cyber bullying. 3.2 Addiction to social networks Social networks, being used as a form of assistant in the field of education, also show negative impacts on students. One of these impacts is addiction to the networks. A survey done by the University of Marylands International Center for Media the Public Affairs (ICMPA) showed that people under the age of 25 have more chance to addict social networks and two-third of the students who use social media have already shown some addiction. Fifty percent of people between the age of 25 and 35, admitted that they are so attached to social networks that they even use them during office hours. Besides, children can also become attached to social media, if there is no parental guidance. 4. Influence on people in the future 4.1 Positive Influence Apart from the negative aspects of social networks, there are some occasions that they can influence peoples lives positively in the future. One of these influences is that people will obtain more convenient ways of living. Holding meetings and discussion forums using social networks will make time for the busy business-men to spend more time with their family. Online shopping will reduce the time consuming of housewives, when they can do other house chores. Moreover, students can have online learning days where they can interact with people from different parts of the world and share their ideas and debate issues. The next fact is that social networks will help people to be able to keep in touch with the developing world. This includes sharing latest news, stock share prices and gold prices. Since social networks become available on mobile phones during these days, people will always be informed with the current news of the world. Last but not least, some experts of social networking want to advance it to the stage of communication where it can replace telephone. So far, social networking sites such as Google, Facebook and Skype became major media for oversea communication. Scientists of social networks believe that they can create new communication technology that could possibly replace mobile phones in the future. 4.2 Negative Influence Although the social networks can conduct many positive influences, they impose negative ones at the same time. The major drawback is that people may start to lose physical communication and interaction in the real world. For example, two people become best friends online but they do not talk to each other in the real world. Besides, there will be no conversation between partners in the job as the systems are computer control and they can communicate by simply typing some words in chat box. The second influence is the case of students and children. While students can gain knowledge when they use social networks, they can also face with threats and online hazards. Most people believe that cyber crime rate will increase in the future as the criminals can manipulate different ways and methods of crimes in such a world with over 300 social networking sites. On the other hand, there is possibility that people, especially between the age of 15 and 25, will become more addicted to social networks in the future. Moreover, since social networks start to focus their websites on entertainment and business commercials rather than on education, people may spend more of their time on the networks instead of reading or doing physical exercises. Spending over time on social networks is not favourable to health also because when one is using the networks, he or she is doing nothing but sitting in front of a screen or lying on a sofa. 5. Data collection and analysis 5.1 User statistics According to a survey conducted in 2013, Facebook is the most successful social network, obtaining 67% of internet users. Twitter and Pineterst, which stand at second and third positions, have 16% and 15% of users respectively. The researches and surveys describe that women are more attached to the networks than man do. Besides, the researches point out that people between the age of 35 to 44 are most likely to use social networks. This is followed by the age group of 25-34 and 0-17. People over 65 have the least potential to use the networks. 5.2 Mini-survey results To be able to observe accurate and latest data, I conducted a mini-survey which included 100 people, varying age between 15 and 35, from different parts of the world. This survey contained telephone interviewing, emailing and paper distribution. (Please refer to Appendix 3 (p ) Survey on Social Network After analysing all the answers and data, the result came out that 75% of people use at least one kind of social networks and 25% of them use two or more. Among those who use social networks, 20% of people use less than one hour and the remaining use more than two hours per day. They do not usually use two hours straight away. Instead, they check their profiles on networks while going to school or job, having lunch and going back home. Integrating these times with the actual time they use the networks, probably during their leisure hours, the result came out to be two hours per day or more. Most people assumed that being in touch with friends and receiving information as a benefit while they regard low security in privacy and online bullying as major drawbacks. In weighing the advantages and disadvantages, 65% said using social networks is advantageous while the remaining percentage believed that there are more disadvantages to encounter with. However, most people, about 80%, said that they enjoy with their current usage of social networks since they are like tools to refresh their mind after working for a long time or to browse around when they feel bored. 6. Recommendation After analysing all the advantages and disadvantages of social networks, the organizations which specify their interest in social media, came up with several recommendation concerning with the usage of social networks. Firstly, parents must check their childrenÃÆ' ¢Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒ ¢Ã¢â‚¬Å¾Ã‚ ¢s profile regularly and explain about cybercrimes. This will make children to be familiar with the ways of approaching of cyber predators and parents can take precautions for their children. Secondly, one should not accept friend requests if the person is not an acquaintance in the real world. Besides, one should not share personal information such as address, telephone number and email address in social networking sites. Lastly, if someone is bullied or harassed, he or she should report to the authorities of respective social networking sites and contact police when serious threats are made. 7. Bibliography Friedman ,L. (Ed.). (2011). Social Networking. Greenhaven Press, Gale/Cengage Learning. Gerdes, L. (Ed.). (2009). Cyber Crime.Greenhave Press(CA). Guneliu, S. (2011). 30-Minute Social Media Marketing: Step-by-step Techniques to Spread the Word About Your Business: Social Media Marketing in 30 Minutes a Day. McGraw Hill Professional. Hillstrom, L. (2010). Online Social Networks. Farmington Hills, MI. The United States of America Kiesbye, S. (Ed.). (2012). Cyber predators. Gale Group. Rogers, V. (Ed.). (2010). Cyber Bullying. London, UK and Philadelphia. Jessica Kingsley. Salpeter, M. (2011). Social Networking for Carer Success (1st ed.). LearningExpress, LLC. Social network. Wikipedia, the free encyclopedia. Retrieved April 18, 2013, from http://en.wikipedia.org/wiki/Social_network 8. Appendices Appendix 1. Social networking site use by age group This is a survey done by Pew Research Center, showing the usage of Social Networking Site by age group from 2005 to 2012. Appendix 2 This is a survey conducted by Pew Research Center in the late 2012. The expectations are for the year 2013. Referring to the survey, 3% of Facebook users say they plan to spend more time on the site in the year 2013. 27% of Facebook users say they plan to spend less time on the site in the year 2013. 69% of Facebook users say they plan to spend the same amount of time on the site in the year 2013. Appendix.3 Mini-survey evaluated from 100 random students. Survey on Social Network Name- Date- Do you use social networks? Yes/No (2) How many social networks do you use? 1 2 3 More than 3 (3) How many hours do you spend on social networks per day? Less than 1 1 2 3 More than 3 (4) What benefits do you gain from social networks? (5) What, do you think, are the disadvantages of social networks? (6) Do advantages outweigh disadvantages? Yes/No (7) Do you enjoy using social networks? Yes/No

Sunday, January 19, 2020

Light Essays -- Literary Analysis, Alcott

Louisa May Alcott was said to be â€Å"the pioneer in the delineation of sprightly young-girl life, brim full of animal spirits, yet overflowing with a desire to be true and brave and helpful†(Delamar 150). As a classic, inspiring author, Alcott is best known for her novels concerning poverty, family struggles to overcome obstacles, and female independence. Alcott incorporated these ideas through her works in Eight Cousins and Little Women. Even though Rose in Louisa May Alcott’s Eight Cousins and the March sisters in Little Women are brought up in different types of socioeconomic environments, they share common traits and themes, such as moral lessons, feminist ideas, and coming of age. The character Rose in Eight Cousins and Laurie in Little Women are similar in terms of socioeconomic societies, unlike the March sisters in Little Women who struggle to support themselves during the Civil War. After becoming a recent orphan, Rose was put into the care of several unknown family members, wealthy Scottish descents from Boston, engaged in the China trade. As an heiress, she was expected by her six aunts to attend â€Å"a fashionable finishing school† (Alcott 43) and learn the proper etiquette of a young elite lady. Although Rose is only thirteen, she is treated like an adult who drinks coffee daily and dresses in womanly fashions such as corsets, high heels, veils, and bustles. These high expectations cause Rose a great deal of stress which leads to long-term illness. Unlike Rose, the March family struggles financially. At one point, the March’s were wealthy, until Mr. March lost his job and joined the war in order to provide for his family. This monetary loss caused a major set back to the family and negatively impacts the four daughters, ... ...en, she marries John Brooke, conforming to society’s expectation of women. While her aunts persuade her to marry into wealth, Meg independently makes the decision that love is more important than money, from experiences with high society. Through this experience, Meg becomes more independent and accepts herself as who she truly is and values what she has. Similarly, Amy succumbs to peer-pressure among her classmates. Trying to be like the other girls and popular, she goes against her morals and boldly endures the negative consequences of her action of encompassing pickled limes. Once quitting school, Amy discovers the power women have and becomes a feminist. She travels to Europe to accomplish her desire to be an artist, considered rare for women during the nineteenth century. Amy follows her dreams and becomes a more assertive and independent â€Å"little women†.

Saturday, January 11, 2020

Dodd frank act Essay

The Dodd Frank Act is a movement constructed that purports to provide rigorous standards and supervision to protect the economy and American consumers, investors and businesses, purports to end taxpayer funded bailouts of financial institutions, claims to provide for an advanced warning system on the stability of the economy, creates rules on executive compensation and corporate governance, and eliminates some loopholes that led to the 2008 economic recession. The Act is categorized into sixteen titles and, by one law firm’s count, it requires that regulators create 243 rules, conduct 67 studies, and issue 22 periodic reports. A few regulators that contributed to this act were the Federal Reserve Bank, Securities and Exchange Commission, Treasury, National Credit Union Administration, Federal Finance Housing Agency Commodity Futures Trading Commission, Federal Deposit Insurance Corporation, and the Office of the Comptroller of Currency. The major contribution in terms of regulation to the financial market is to protect large financial companies, making changes to corporate governance and executive compensation practices. The Financial Stability Reform, (Title I), expands federal research, evaluation, and oversight of large financial institutions in order to find efficient ways to manage risks to the financial stability of the United States. The Title establishes two new government departments, the Financial Stability Oversight Council, and the Office of Financial Research, an office within the Treasury. Title I also expands the authority of the Board of Governors of the Federal Reserve System to allow for supervision of certain nonbank financial companies and large bank holding companies that could have a substantial impact on the United States economy, but that were not under the purview of the Board of Governors in the past. The Agencies and Agency Oversight Reform consisted of regulatory failure, which is the legal inability or the unwillingness to regulate large sectors of the financial services industry and their lending and secondary market activities was a major contributor to the financial crisis. In response, the Dodd-Frank Act created several new agencies or offices, eliminated the Office of Thrift Supervision, and modified the jurisdiction of several existing agencies. The Securitization Reform Act  focuses on credit risk retention that would require originators and securitizers of financial assets to retain a portion of the credit risk of securitized financial assets or, in more popular terms, to have â€Å"skin in the game.† In addition, the securitization provisions in the Dodd-Frank Act set forth disclosure requirements for the issuer and credit rating agencies who rate the issuer’s securities. Derivatives play an important role in capital markets and the broader economy. Companies in every state use derivatives to protect against operational risks that are inherent in their businesses. The Act establishes a broad, new regulatory regime that requires numerous rulemakings that are likely to have profound effects on the market, including provisions governing swap dealers, major swap participants, and end-users such as manufacturers, financial institutions, and agricultural concerns. The Securities Industry and Financial Markets Association is working with the Securities and Exchange Commission, the Commodity Futures Trading Commission, and other regulators that are undertaking rulemaking proceedings to implement the derivatives-related provisions of the Act. SIFMA remains committed to educating legislators, regulators, and others about the types and uses of derivatives, as well as the integral role they play in our economy. The Investor Protection Reform Creates a new independent watchdog, housed at the Federal Reserve, with the authority to ensure American consumers get the clear, accurate information they need to shop for mortgages, credit cards, and other financial products, and protect them from hidden fees, abusive terms, and deceptive practices. Executive compensation and corporate governance matters were always a focus. Prior to Dodd-Frank’s enactment, the SEC was already taking action to enhance certain disclosure rules that focus on providing more information on the role of the board and the voting rights of brokers. Companies are required to disclose whether a compensation adviser has been engaged, whether any potential conflict of interest exists, and, if so, the nature of that conflict. The Credit Rating Reform s expands the Securities and Exchange Commission’s oversight of credit rating agencies, while at the same time altering the use of credit ratings in a broad range of regulations and impacting the public disclosure of credit ratings in securities offerings. The Commission has began rulemaking to implement its oversight authority through a series of rules regarding required disclosures in connection with credit ratings,  prohibited activities, governance, internal controls and conflicts of interest. Various federal agencies also have identified those rules which reference credit ratings and are in the process of substituting alternative standards of creditworthiness in place of those ratings; however, making alternative standards has proven a difficult task. Under the Volcker Rule, banks can no longer own, invest, or sponsor hedge funds, private equity funds, or any proprietary trading operations for their own profit. It prevents financial firms from using deposits that are insured by the FDIC to run hedge funds and private equity funds. The Rule also limits the liabilities that the largest banks could hold. These banks changed into commercial banks during the financial crisis just so they could take advantage of taxpayer-funded bailouts. It also seeks to protect depositors in the largest retail banks. The Volcker Rule was designed to prevent large banks from becoming too big to fail. This means that the failure of the bank would devastate the economy, requiring that it must be bailed out with taxpayer funds. The Capital Requirements Act requires the federal regulators to establish consolidated capital requirements for any type of depository institution holding company that are not less than the federal regulatory capital requirements for depository institutions. These requirements will include minimum leverage and risk-based capital standards. This Act also applies the â€Å"source of strength† doctrine to thrift holding companies and holding companies of industrial loan banks. This doctrine, which has been applied to bank holding companies for many years, requires each holding company to serve as a source of financial strength for its depository institution subsidiary. Through this requirement, the Dodd-Frank Act intends to establish some parity in the capital standards applicable to holding companies of depository institutions, regardless of charter type. Although their intentions might have been honorable, I do not support the Dodd Frank Act. Based off my research, their lack of understanding of our industry and the consequences of their actions seems to have hurt both people’s ability to perform and the people they serve. I strongly believe that Dodd-Frank not only harms the financial industry as a whole but more importantly it harms the very group it claims to help, the consumer. I think that an independent evaluation should be made and due diligence should be done before any additional initiatives of the Dodd-Frank Act are enforced. If this is done objectively, our leaders will see that the only true solution is to eliminate Dodd-Frank.

Friday, January 3, 2020

What Type Of Leadership Style Fits Us Best - 1450 Words

Discovering My Leadership Style Finding a leadership style is like finding the dress or suit that fits just right. It may take several attempts, but once you find the one that fits, it is usually the one you will keep. For this class, we were asked to take a 50 question survey from Kent University to help us figure out what type of leadership style fits us best. From the results provided from the test, my leadership style was typed as participative. When reading more about participative leadership, I saw a quote I was able to resonate with completely, â€Å"The leader makes the final decision, but the team to contribute to the decision-making process† (How to find, n.d.). This quote made me realized that this type of leadership fit me down to the T. In terms of effective communication, I always make an effort to make sure the listener absolutely understands what I am conveying. By asking questions or bringing up any concerns they might have, I am able to make sure that everyone is on the same page. My job presents several opportunities to help teach and train new operators. By having a participant leadership style, I must ensure new operators know how to work within their position proficiently. As a trainer, I deal with trainees who at times feel overwhelmed with the plethora of information given to them. I find it important to give encouragement and facilitate training when need be. Being a participant leader requires a great of humility: â€Å"The leader can t know everything†Show MoreRelatedEssay on Ldr 531 My Leadership Style1411 Words   |  6 PagesMy Leadership style Osamede Tony Igodan LDR/531 February 24, 2012 Suzanne Dunham My Leadership style Leaders are some of the most influential individuals in any society. 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